Disability Insurance for Residents
Secure your most valuable asset - your future income.
You have invested years and significant resources into your medical career. Now, as a resident physician or fellow at a premier institution like VCUHS, Virginia Tech Carilion, Eastern Virginia Medical School, Emory, Penn State, Johns Hopkins, (and more!) your future earning potential is your greatest financial asset. Protecting it should be a top priority.
A disabling illness or injury could jeopardize your ability to work and earn an income. Our specialized disability insurance program for residents is designed to provide a financial safety net, ensuring you can focus on your recovery and your career.
Exclusive Discounts for Residents
If you are currently in a medical program, you have access to discounted disability insurance for residents through 1752 Financial - with up to a 20% savings on premiums. These policies provide a solid foundation for your financial future, paying you a monthly benefit if you become disabled, so you can cover your living expenses without derailing your financial goals.
We’re here to help. Contact us today to get started. (804) 283-1920
Key Features and Benefits
True Own Occupation Coverage
The gold standard in disability protection. You are considered disabled if you cannot perform the duties of your specific medical specialty, even if you can work in another field.
Individually Owned Policy
Your coverage is in your name and portable. It stays with you regardless of where you complete your residency or where you practice in the future.
Future Increase Options
As your income grows, you can increase your coverage significantly without additional medical underwriting
Monthly Benefit Options
Choose a benefit level that fits your needs, typically ranging from $2,500 to $10,000+ per month.
Why Disability Insurance Is Essential For Residents
Your ability to earn an income as a specialist is what will fund your life goals, from buying a home to saving for retirement and paying off student debt. Relying solely on employer-provided group coverage is a risk you cannot afford. Individual policies offer superior definitions, portability, and long-term security.
Don't wait for a "what if" scenario to derail the career you've worked so hard to build. Securing this coverage now, while you are young and healthy, locks in your insurability and low rates.
Contact us today here or by using the form below to get a personalized quote with your resident discount applied.
Not a resident at one of the schools listed above?
We work with residents and fellows from dozens of programs across the country, including University of Virginia (UVA), University of North Carolina (UNC), Georgetown, University of Pennsylvania, Harvard Medical School, and many more. If you are in residency or a fellowship, there is a discount that applies to you. Contact us today to learn more.