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What is Vitality Life Insurance?

What is Vitality Life Insurance?

November 04, 2019

Did you know that you can purchase a life insurance policy that rewards you for heathy living?

John Hancock Vitality Life Insurance offers policyholders the unique opportunity to receive rewards and discounts for their lifestyle habits. Not only will you be protecting your family’s financial future, but you will be lowering the cost of your policy and rewarding your family’s healthy lifestyle.

Why Vitality?

With Vitality, clients are given the opportunity to record health habits to gain points that can lead to special benefits. The more points you earn, the higher your status becomes within the program. As your status increases, you become eligible for more savings and rewards.

 Vitality points are awarded for habits such as going to the gym, exercising or walking, and eating healthy foods. If you live a moderately active lifestyle, chances are you could greatly benefit from Vitality life insurance. Why not get rewards for healthy habits you already exhibit? Alternatively, if you’re looking for a little incentive to make healthier choices and get into better shape, this type of policy can provide great motivation. Once you create a member account, you can access personalized nutrition and exercise tips to further practice healthy living and receive rewards.

Vitality GO

The first level of Vitality, called Vitality GO, offers basic benefits that can help contribute to a healthy lifestyle. Vitality GO is included in your policy with John Hancock at no additional cost. Rewards include discounts to and REI, 20% off fitness tracking devices such as the Fitbit, and access to free health and wellness publications. If you are interested in taking the first step to a Vitality life insurance policy, Vitality GO may be a good fit for you.

Vitality PLUS

The second level of Vitality, called Vitality PLUS, offers additional benefits, perhaps the most significant being 15% savings on your annual life insurance premiums. The price of Vitality PLUS is included in your upgraded policy, and it is also available for as little as $2 per month. A Vitality PLUS policy will give you access to a wide array of rewards, including a free Fitbit, Amazon prime membership, discounts, various shopping and entertainment gift cards, and more.

You can click here to visit John Hancock’s website and see a charted comparison of the benefits of Vitality GO versus Vitality PLUS. Or, you can message us here to get in touch with an advisor who can help you take the next steps towards financial and physical fitness.

This blog post was originally posted on our insurance site, 1752 Insurance.